Commercial & Residential Loan Brokerage · Austin, TX · NMLS #2593348

Capital That
Moves With You

Structured Capital. Reliable Execution.

Origin 8 Capital connects borrowers with the right lending partners — from first-time homebuyers to complex commercial transactions. Expert guidance at every step of the deal.

45+
Years of Lending Experience
9
Loan Programs Offered
6
Steps to Funding
200+
Lending Partners

Market Pulse

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O8
Austin, TX Skyline

"Structured capital and reliable execution — built on decades of experience and trusted relationships."

Origin 8 Capital · Austin, TX

Independent Brokers.
Unmatched Access.

Origin 8 Capital is an Austin-based commercial and residential loan brokerage with over 45 years of combined lending experience. We operate across a broad network of banks, credit unions, private funds, and alternative capital sources.

Our independence means we work exclusively for you — not the lender. We analyze your unique situation and connect you with financing solutions aligned to your goals, timeline, and financial profile.

Independence
No lender allegiances. Pure advocacy for your best outcome.
Transparency
Clear terms, honest timelines, and no hidden agendas.
Experience
Over 45 years of lending expertise across all deal types.
Network
Deep relationships with 200+ lenders nationwide.

Financing for Every
Opportunity

We serve both homeowners and businesses — tap below to explore our residential and commercial programs.

Commercial Lending

From stabilized income properties to ground-up development and business capital, our commercial programs are built for investors, developers, and operators who move fast and think big.

CRE, Investment & Business
🏢
Commercial RE

Commercial Real Estate

Flexible financing for office, retail, industrial, multifamily, and mixed-use properties.

  • Acquisition & Refinance
  • Permanent Financing
  • CMBS & Agency Loans
  • Multifamily Programs
📈
Investment

Investment / DSCR & Fix & Flip

Flexible investment financing — whether you're building a rental portfolio or buying and renovating properties for resale.

  • DSCR — Single-Family & STR Rentals
  • No Tax Return Required
  • Fix & Flip — Purchase + Rehab Funds
  • Short-Term Bridge Financing
  • Asset-Based Underwriting
  • Portfolio Expansion
🏗️
Development

Construction Loans

Ground-up construction financing for residential builders and commercial developers.

  • Spec & Custom Home Builds
  • Commercial Ground-Up
  • Draw-Schedule Disbursement
  • Conversion to Perm Financing
🏛️
Business

SBA Loans

Government-backed SBA programs for owner-occupied real estate, equipment, and business expansion.

  • SBA 7(a) Program
  • SBA 504 Program
  • Owner-Occupied CRE
  • Business Acquisition
Alternative

Hard Money / Bridge

Short-term capital for time-sensitive acquisitions, repositioning, or deals that need creative solutions.

  • Fast Closing (7–14 Days)
  • Asset-Based Approvals
  • Bridge to Permanent Financing
  • Non-Conforming Scenarios
💼
Business

Business Loans

Working capital, equipment financing, and business lines of credit to fuel growth and operations.

  • Working Capital Lines
  • Equipment Financing
  • Business Term Loans
  • Revenue-Based Financing

Residential Lending

From your first home to a streamlined refinance, our residential programs are built around your life goals — with competitive rates and a process designed to close smoothly.

Home Purchase & Refinance Apply Online →
🏠
Residential

Home Purchase

Competitive purchase financing for primary residences, second homes, and investment properties.

  • Conventional & Conforming
  • FHA & VA Programs
  • Jumbo & Super Jumbo
  • First-Time Homebuyer Programs
🔄
Residential

Refinance

Lower your rate, access equity, or restructure terms with tailored residential refinance solutions.

  • Rate & Term Refinance
  • Cash-Out Refinance
  • Streamline Refinance
  • Debt Consolidation

Assets We Finance

We work across a broad spectrum of property types and business assets — from starter homes to large commercial portfolios.

Residential
🏠
Single-Family Homes
🏘️
Multi-Family
(2–4 Units)
🏢
Apartment Complexes
(5+ Units)
Commercial
🏛️
Office Buildings
🏪
Retail /
Strip Centers
🏭
Industrial /
Warehouse
🏗️
Mixed-Use
Properties
🏨
Hotels /
Hospitality
🗄️
Self-Storage
Specialty
🌿
Raw /
Vacant Land
🏗️
Development /
Construction Sites
🏖️
Short-Term Rentals
(Airbnb / VRBO)
🔨
Fix & Flip
Properties
🏛️
SBA Owner-Occupied
Properties
💼
Business Assets /
Equipment

From First Call
to Funded

A structured, transparent path from initial consultation to closing — so you always know where your deal stands.

01
Consult
We discuss your goals, property details, financials, and timeline to fully understand your financing needs.
02
Document Intake
We collect and organize all required documentation efficiently — minimizing back-and-forth and delays.
03
Loan Deck Creation
We prepare a professional loan package presenting your deal in the strongest possible light to lenders.
04
Network Distribution
Your deal is submitted to our network of 200+ lenders to generate competitive term sheets and options.
05
Underwriting
We actively manage the underwriting process, responding to conditions and keeping your deal on track.
06
Closing & Funding
We coordinate all parties for a smooth, on-time closing — and ensure funds are disbursed as expected.
Contact

Let's Start a
Conversation

Ready to explore your financing options?

Our brokers are available to discuss your needs — whether you're at the beginning of your search or ready to move on a deal. Reach out by phone, email, or the form.